Could ‘Trump Accounts’ Actually Close the Wealth Gap?

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<p>This month, President Trump announced the start of “Trump accounts,” an investment device that could eventually help address the nation’s wealth gap.</p> <p>Claire Cain Miller, who covers families and education for The New York Times, explains how these accounts work and why so many Americans have yet to sign up.</p> <p>Guest: <a href="https://www.nytimes.com/by/claire-cain-miller" target="_blank" rel="noopener noreferrer"><strong>Claire Cain Miller</strong></a> writes for <a href="https://www.nytimes.com/section/upshot" target="_blank" rel="noopener noreferrer">The Upshot</a>, which uses data and visuals to help explain the world.</p> <p>Background reading: </p> <ul> <li>Many children don’t have Trump accounts. <a href="https://www.nytimes.com/2026/07/02/upshot/trump-investment-accounts-children.html" target="_blank" rel="noopener noreferrer">Some are missing out on $1,000</a>.</li> </ul> <p>Photo: Allison Robbert for The New York Times</p> <p>For more information on today’s episode, visit <a href="http://nytimes.com/thedaily?smid=pc-thedaily" rel="noopener noreferrer"><strong>nytimes.com/thedaily</strong></a>. Transcripts of each episode will be made available by the next workday. </p> <p><p>Subscribe today at <a href="http://nytimes.com/podcasts">nytimes.com/podcasts</a> or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here <a href="https://www.nytimes.com/activate-access/audio?source=podcatcher">https://www.nytimes.com/activate-access/audio?source=podcatcher</a>. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.</p></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>